Protect your financial situation with disability insurance from HMInsurance Services, Inc. in Beverly Hills, California. You can choose monthly payments, lump sum benefits, or a combination of the two.
How It Works
Your benefits are based on your income. After an elimination period your insurance company will pay you a monthly benefit that is 60% to 65% of your gross income, which equates to 90% of your net income. The 10% difference is to encourage you to return to work. We work with Lloyd's of London for high net worth individuals and Guardian™ for domestic clients.